I was about $50k in debt before I actually stopped and asked myself how I got there. And when I retraced my steps, I realized the patterns didn't start with the debt. They started way earlier, back when I was delivering newspapers as a kid, back when I got my first credit card in a university hallway, back when a banker told me "this is not free money" and I nodded like I understood when I really didn't. This video is me being honest about all of it.

In this one, I'm walking you through the real origin story of my debt. You'll hear about the spending patterns I built in my teenage years without even realizing it, why that credit card booth in university was a turning point I wasn't ready for, and the mindset shift that actually helped us climb out of 50K worth of debt. Not a spreadsheet fix. A real change in how I thought about money and the decisions I was making on autopilot every single day.

If any of this is resonating with you, I'd love for you to drop a comment below and share where you think your own money patterns started. You don't have to have it all figured out to join this conversation. That's kind of the whole point. Subscribe and come back for more, because we're just getting started.